Some liquid — brackish water, mud, gore, or raw sewage — is high enough to impede the character’s progress.
Environmental Tilt
Effect: Each foot of liquid inflicts a –2 penalty to all Physical dice pools. If the water goes up over her head, a character has to swim (Dexterity + Athletics) with a penalty appropriate for the speed of flooding. Alternatively, she can try to hold her breath (Stamina + Composure) if she cannot get her head above the rising waters.
Causing the Tilt: Normally, this Tilt is the result of heavy rain, sudden snowmelt, or a broken water main. Characters can cause this Tilt by smashing up a water heater or blowing up a small dam. Some supernatural creatures may be able to call floods down onto a region.
Ending the Tilt: Characters can escape flooding by getting to high ground, which is enough to mitigate this Tilt. A long-term fix would require draining the floodwaters, but each flood requires its own solution.